From first hire to Series A.
No PEO needed.
Enterprise-grade benefits, compliance, and people ops for early-stage teams. Free for your company, live in 7 to 10 days, no co-employment.
Built for ambitious tech teams
From signed BOR to live
Cost to your company
Average healthcare savings
Minimum team size
Everything a benefits team does. Priced at zero.
No setup fees. No admin fees. No per-employee charges. We get paid by carriers, just like every broker.
- Free cost audit, savings modeled in 48 hours
- Your own carrier plans, on your own EIN
- ACA, ERISA, COBRA and Form 5500, monitored and filed
- A dedicated senior benefits consultant
- The Sdine experience for every employee: plan picker, digital cards, 24/7 concierge
- Multi-state registration, withholding, and filings handled
Startup-ready, enterprise-grade.
Free for employers
No setup fees, no admin charges. We earn carrier commission, like every broker.
No co-employment
You keep your entity and hire on your own EIN. We run the benefits layer on top.
Multi-state from day 1
Remote hires? We handle registration, withholding, and new-hire reporting everywhere.
Founder-friendly support
Direct line to a dedicated consultant. No junior account managers.
Startup → Sdine, in a week.
From signed contract to live benefits in 7–10 days. We've done it dozens of times for early-stage teams.
Free cost audit
Plans modeled, savings projected in 48h.
BOR letter signed
Sdine becomes your broker of record.
Carriers set up · plans live
Employees onboarded in the Sdine app.
Compliance & payroll integrated
ACA, multi-state, filings, on autopilot.
“We onboarded our first ten hires with real Aetna plans in under two weeks, for zero platform cost. Sdine felt like having a benefits team before we could afford one.”
Real benefits,
from your first hire.
No PEO. No admin fees. No co-employment. Pick a slot and a specialist brings your free cost audit to the call, savings modeled in 48 hours.
The startup program, answered.
Any company with 2 or more W-2 employees. You don't need existing coverage: if you have plans, we audit them; if not, we build from scratch.
Nothing, ever. No setup fees, no admin fees, no per-employee charges. Carriers pay us standard broker commission, like every broker.
Yes. We time the move around your renewal and stand up your own plans on your own EIN before the PEO plans end, so coverage is continuous.
Switching is a one-page broker-of-record letter, signed on day 2–3 of the timeline. Your plans keep running while we shop the next renewal.
Multi-state from day 1: registration, withholding, and new-hire reporting handled everywhere you hire.
The Sdine experience, free for every employee: plan picker, digital cards, and a 24/7 concierge for every healthcare question.
7 to 10 days from the signed BOR letter to live benefits, with compliance and payroll integrated by day 10.