Plan optimization.
Smarter than your broker.
AI compares thousands of plan configurations against your actual workforce. Every major carrier, every cycle. No lazy renewals, costs go down, not up.
What you get
Every renewal, optimized end-to-end.
We don't just shop your renewal, we model it, negotiate it, and right-size it to your actual workforce.
AI plan modeling
Thousands of configurations evaluated against your team's demographics, claims history, and usage.
Every carrier, every year
We shop every major carrier on every renewal, not just the incumbent. No lazy roll-overs.
Mid-year optimization
Pharmacy carve-outs, plan adjustments, and claims-data leverage between renewals.
Right-sized for your team
Plans built around your actual headcount, geographies, and demographics, not a master plan.
Claims-data negotiation
We use your own claims data to push back on premium hikes and unlock carrier concessions.
Dedicated consultant
A senior benefits expert assigned to your account, never a junior or a call center.
How it works
From audit to live in days, not months.
Free audit
We pull your current plans, claims data, and renewal history. AI runs the cost analysis in 48 hours.
Model the optimal plan
Our team and AI compare every viable configuration across every carrier. You see the savings before you commit.
BOR & implementation
Sign the broker-of-record letter. We handle the carrier transition, employee comms, and rollout.
See your savings in 48 hours.
Free cost audit. We pull your current plans, run them against our optimization engine, and show you exactly what you're leaving on the table.
Run free cost analysis