Better plans. Lower premiums.
Run entirely for you.
Sdine is the modern alternative to brokers and PEOs. One team runs your healthcare, payroll, and compliance — backed by AI, on your own entity, and free for your company.
What you leave behind. What you gain.
Brokers and PEOs bundle their fees, their stack, and their lock-in. Sdine unbundles all of it and rightsizes it to your company.
- Lazy renewals — premiums spike a little more every year
- PEO co-employment on your EIN, with lock-in when you leave
- Forced onto their HRIS and payroll stack
- A generic support pool and ticket queues
- Compliance you track yourself, across spreadsheets and portals
- ≈$150–200 per employee each month in PEO fees
- Every carrier shopped with your own claims data, every cycle
- Your own entity — no co-employment, ever
- Runs on your existing Gusto, Rippling, ADP or Justworks
- A dedicated senior consultant plus AI, answering in hours
- ACA, ERISA, COBRA, Form 5500 and multi-state — handled for you
- $0 to your company — carriers pay us, like every broker
Benefits, compliance, and people ops. One bill.
The whole back office of employment, run by Sdine and priced at zero to your company.
Benefits
AI-optimized plans across every major carrier, right-sized to your workforce at every renewal.
Plan optimizationCompliance
ACA, ERISA, COBRA, Form 5500 and multi-state tax — monitored and filed for you.
Healthcare compliancePeople ops
Payroll, onboarding, offboarding and the day-to-day — run on your existing stack.
Payroll runsEvery plan type
Free for employers · Paired support
Sdine is free for your company. Always.
No setup fees. No admin fees. No per-employee charges. We get paid by carriers, just like every broker.
See what Sdine could save you.
Free cost audit. We pull your current plans, run them against our optimization engine, and show you exactly what you're leaving on the table.
Run free cost analysis